Reuben Feffer, a professional risk assessor, is not one to ever take chances in any aspect of his life. But when his new bride Lisa leaves him for French scuba instructor Claude on their honeymoon, he finally decides to a risk of his own. At a party, he meets free-spirited Polly, whom he remembers from the seventh grade. Unlike the control-freak Reuben, she's spent her life living on the edge. They reluctantly begin a romance and Polly introduces...

Stu Shepard, a self-centered New York City publicist, suddenly finds himself on the deadly end of a high-powered rifle scope when he picks up a ringing payphone and the man on the other end tells him that he's going to kill him if he hangs up.